Low-income people typically do not have access to appropriate financial services to smooth income and consumption, manage risks, and support income-generating activities. The lack of availability of financial services is particularly acute in rural areas, for women and for the poorest segments of the population. Micro-finance uses innovative delivery mechanisms and product designs to extend credit, savings and other financial services to the poor, allowing them to reduce poverty. This course aims to provide knowledge and skills to enhance MFIs to provide services to low-income people in cost-effective manner
1.1 Financial Instruments to enable Graduation of Clients
1.2 Group Lending; recent theoretical advances
1.3 Mobilization of Voluntary Savings
1.4 Targeting the Hard-core poor
1.5 Creating enabling environment for micro-credit institution
2.1 MFI Employee Incentive Schemes
2.2 Leadership training for microfinance professionals.
3.1 Internal governance issue at MFIs Graying of the management and line of succession at the flagship institutions
3.2 New product development for the MFIs.
3.3 Replication of successful MFI models
3.4 An overview of a comprehensive toolkit for an effective MFI.
3.5 Conceptual of model of micro-finance delivery process.
4.1 Legal and regulatory framework for the success of Micro-credit
4.2 Mobilization of Voluntary Savings
5.1 Micro-credit for marginal and small farmers.
5.2 Credit guarantee schemes.
5.3 Over crediting and the possibility of cross-financing.
5.4 Legal and regulatory framework for the success of Micro-credit.
5.5 Wholesaling of micro-credit and Apex Organization.
5.6 Management of Information Systems.
5.7 Qualitative and Participatory Methodologies for monitoring.
Diagnose problems and design solutions to address management deficiencies.
Develop strategies for successful micro lending.
Develop and apply good savings and credit policies.
Analyze documentation of micro credit activities.
Pro-actively shape the institutional culture.